Terms of Service
The rules and guidelines for using Olli's insurance platform. We've written this in plain English so you actually know what you're agreeing to.
Key Points
The most important things you should know
Fair Use Policy
Use our platform honestly and don't try to game the system or commit fraud.
Your Responsibilities
Provide accurate information and keep your policy details up to date.
Our Commitments
Provide reliable service and honor the insurance coverage we sell.
Limitations
We can't be liable for things outside our control or beyond our service scope.
1. Accepting These Terms
By using Olli's website, app, or services, you agree to these Terms of Service. If you don't agree with any part of these terms, please don't use our services.
Important: Your insurance policy has its own separate terms and conditions. These Terms of Service cover using our platform, not your actual insurance coverage.
2. What Olli Does
Olli operates an online platform that helps solo entrepreneurs find and purchase business insurance. Specifically, we:
- Provide insurance recommendations based on your business information
- Connect you with licensed insurance carriers
- Help you manage your policies and file claims
- Offer customer support and educational resources
We are a licensed insurance agent/broker. The actual insurance coverage is provided by our carrier partners, not by Olli directly.
3. Your Responsibilities
Provide Accurate Information
- All information you provide must be truthful and complete
- Update your account when your business changes
- Notify us of any material changes that could affect your coverage
Use Our Platform Appropriately
- Don't attempt to hack, disrupt, or misuse our systems
- Don't create multiple accounts to get multiple quotes
- Don't share your login credentials with others
4. Privacy & Data Use
We collect and use your information as described in our Privacy Policy. By using our services, you consent to:
- Our collection and use of your information for insurance purposes
- Sharing your information with insurance carriers to provide coverage
Read our Privacy Policy: For detailed information about how we handle your data, please review our full Privacy Policy.
5. What We're Not Responsible For
Service Availability
- We can't guarantee 100% uptime for our website or app
- Maintenance and technical issues may temporarily interrupt service
Insurance Coverage
- We help you buy insurance, but the coverage is provided by insurance carriers
- Coverage disputes are between you and the insurance carrier
Damages
Our total liability to you is limited to the fees you've paid to Olli in the 12 months before the issue occurred.
Questions About These Terms?
If you have any questions about these Terms of Service, please contact us:
Email: support@olli.insure
Phone: 1.610.978.0507
Mail: Olli Insurance Inc.
Attn: Legal Department
San Francisco, CA 94102