Professional Liability Insurance
Also known as Errors & Omissions (E&O) insurance. Protects against claims of negligence, mistakes, or inadequate work performance in your professional services.
What Professional Liability Covers
Protection for service-based businesses against claims of professional mistakes
Negligence Claims
When clients claim your professional advice or services caused them financial harm or failed to meet industry standards.
Errors & Omissions
Mistakes in your work, missed deadlines, or failure to deliver services as promised that result in client losses.
Legal Defense Costs
Attorney fees, court costs, and settlement expenses, even if the claim against you is groundless or false.
Who Needs Professional Liability?
Essential for any business providing professional services or expert advice
Consultants
Strategy, management, business advice
Designers
Graphic, web, interior design
IT Services
Tech support, web development
Freelancers
Writers, editors, marketers, influencers
Why you need this
Real situations where professional liability protects service providers
Client claims your advice caused loss
A business consultant's strategic recommendation leads to client revenue decline. Professional liability covers the resulting lawsuit and damages.
Error in your work delays project
A web developer's coding mistake causes a client's e-commerce site to crash during peak sales. Coverage handles lost revenue claims.
Missed deadline costs client money
A marketing freelancer misses a campaign launch deadline, causing client to lose seasonal sales. Insurance covers financial damages.
Copyright violation in deliverables
A graphic designer unknowingly uses copyrighted images in client materials. Professional liability handles infringement claims.
Professional Liability Pricing
Affordable protection based on your business size and risk level
Professional Liability
Not sure what you need?
We'll work together to find the coverage that's right for you.
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