Short-Term & Event

Host Liability

Liability protection for short-term rental hosts.

Per Occurrence

Up to $1M

Platform Gap Fill

Yes

Defense Costs

Included

Properties

Multi-Unit Available

About This Program

Host Liability insurance protects property hosts and short-term rental operators against third-party injury and property damage claims made by guests. Whether you host on Airbnb, Vrbo, or independently, this policy fills the gaps that platform protections often leave behind.

Key Features

Guest bodily injury liability

Guest property damage liability

Coverage beyond platform protections

Defense costs for guest lawsuits

Liquor liability add-on available

Pool and amenity liability

Multiple property coverage options

Instant proof of insurance

Plan Highlights

Per OccurrenceUp to $1M

Platform Gap FillYes

Defense CostsIncluded

PropertiesMulti-Unit Available

Underwritten by

Aon / Gallagher

Products are underwritten by licensed insurance carriers. Coverage availability and terms vary by state.

Coverage

Up to $1,000,000 per occurrence

Deductible$500 – $2,500

Pre-existing ConditionsNot Covered

CategoryShort-Term & Event

No commitment required. Our team will respond within 24 hours.

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