Business

General Liability

Core protection for everyday business risks.

Per Occurrence Limit

$1M – $2M

Aggregate Limit

Up to $4M

Defense Costs

Included

Certificate Turnaround

Instant

About This Program

General Liability insurance covers third-party bodily injury and property damage claims arising from your business operations. Whether you're a 1099 contractor, freelancer, or small business owner, this foundational policy protects you from lawsuits, medical bills, and settlement costs that could otherwise threaten your livelihood.

Key Features

Third-party bodily injury coverage

Third-party property damage protection

Products and completed operations liability

Personal and advertising injury coverage

Medical payments for injured parties

Legal defense costs included

Available in all 50 states

Instant certificate of insurance

Plan Highlights

Per Occurrence Limit$1M – $2M

Aggregate LimitUp to $4M

Defense CostsIncluded

Certificate TurnaroundInstant

Underwritten by

Coterie Insurance

Products are underwritten by licensed insurance carriers. Coverage availability and terms vary by state.

Coverage

Up to $2,000,000 per occurrence

Deductible$0 – $1,000

Pre-existing ConditionsNot Covered

CategoryBusiness

No commitment required. Our team will respond within 24 hours.

Embed this product. Available via API, white-label widget, or branded portal for platforms and partners.

Learn about embedding

Not sure if this is the right fit?

Browse all 28 programs to compare coverage options, or contact our team for a personalized recommendation.